Disclaimers
Last Updated: June 4, 2026
General Disclaimer
Life Benefit Guide is an educational platform and marketing service. We are not an insurance company, insurance agency, or insurance broker. We do not sell, underwrite, or administer insurance policies.
Not Insurance Advice
The information provided on this website is for general educational and informational purposes only. It is not intended to be, and should not be construed as, insurance, legal, financial, or professional advice. Always consult with a licensed insurance professional before making any decisions regarding insurance coverage.
Licensed Agent Network
When you request information or quotes through our website, you may be connected with licensed insurance agents who are independent contractors or employees of insurance agencies. These agents are solely responsible for the insurance products they offer and sell.
Coverage Availability
Insurance coverage and availability vary by state, carrier, and individual circumstances. Not all products, features, or coverage amounts are available in all states or to all applicants. Eligibility and premiums are determined by the insurance carrier based on their underwriting guidelines.
No Guarantee
We make no representations or warranties regarding the accuracy, completeness, or timeliness of the information on this website. We do not guarantee that you will be approved for coverage or receive any particular rate or terms.
Third-Party Content
This website may contain links to third-party websites or content. We do not endorse, control, or assume responsibility for any third-party content or websites.
Consumer Consent
By using this website and submitting your information, you consent to being contacted by licensed insurance agents regarding insurance products. You may receive phone calls, emails, or text messages. Standard message and data rates may apply.
State-Specific Notices
Certain states have specific disclosure requirements for insurance marketing. If you are a resident of a state with such requirements, please be aware that the applicable disclosures are incorporated herein by reference.