Terms of Service

Last Updated: June 4, 2026

1. Acceptance of Terms

By accessing and using Life Benefit Guide, you accept and agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our website.

2. Description of Service

Life Benefit Guide is an educational platform that provides information about life benefit coverage options. We also connect users with licensed insurance professionals. We are not an insurance company and do not sell insurance products directly.

3. Educational Purpose

The content on this website is for educational and informational purposes only. It is not intended as professional insurance advice. You should consult with a licensed insurance professional before making any coverage decisions.

4. User Responsibilities

You agree to:

  • Provide accurate information when requested
  • Use the website only for lawful purposes
  • Not attempt to interfere with the proper functioning of the website
  • Not impersonate any person or entity

5. Third-Party Links

Our website may contain links to third-party websites or services. We are not responsible for the content, privacy policies, or practices of any third-party sites.

6. Limitation of Liability

Life Benefit Guide shall not be liable for any direct, indirect, incidental, special, or consequential damages resulting from your use of or inability to use our website or services.

7. Changes to Terms

We reserve the right to modify these terms at any time. Continued use of the website after changes constitutes acceptance of the modified terms.

8. Contact

For questions about these Terms of Service, please contact us through the information provided on our website.